Everything You Need to Know About the Hungarian Guest Investor Program

Let’s be real—getting residency in Europe used to be a high-stakes game. It was all about big-money real estate purchases, extensive bureaucratic hurdles, and long waiting periods that made you question if it was even worth it. But Hungary? Hungary saw an opportunity to flip the script with its Guest Investor Program (GIP), making European residency way more accessible without requiring you to drop millions on property.

If you’ve been eyeing a Schengen residency, but didn’t want to get stuck in an endless cycle of legal paperwork or overpriced real estate deals, Hungary might just be your golden ticket. It’s affordable, flexible, and—best of all—it doesn’t tie you down. Unlike other programs that require you to move full-time, Hungary lets you invest and stay as much or as little as you want. No mandatory living requirements, no endless hoops to jump through—just a straightforward path to a 10-year renewable residency permit.

And listen, we get it—investing in a foreign country sounds like a huge deal. There are a million things to think about: Which investment route is best? How reliable are these funds? What if the rules change again? We’ve asked these exact same questions (and, let’s be honest, lost sleep over them). That’s why this guide isn’t just a dry legal rundown—we’re here to walk you through the ins and outs of the program like a trusted friend who’s already been through it.

By the time you’re done reading this, you’ll know exactly what to do, what to avoid, and how to make the smartest investment decision—without any surprises down the road. Because let’s be honest, nobody likes surprises when it comes to immigration and investments.

So, if you’re ready to explore how you can get European residency, Schengen access, and a whole new world of opportunities—without the usual red tape—let’s dive in.

Overview of Hungarian Investment Immigration Programs

Alright, let’s take a step back and talk about why Hungary has become one of the smartest destinations for investment-based residency. If you’ve been researching Golden Visas, you’ve probably come across programs in Portugal, Spain, or Greece. They all have their perks (some already closed), but Hungary’s Guest Investor Program (GIP) brings something different to the table—a lower cost, fewer restrictions, and a more hands-off approach.

How Did We Get Here?

Hungary’s investment immigration history has been a bit of a rollercoaster. They first launched a residency bond program in 2013, allowing investors to buy government bonds in exchange for residency. But that program? Scrapped in 2017. Then, after a few years in limbo, the Hungarian government reintroduced the Guest Investor Program (GIP) in 2024—but with a twist.

Instead of requiring real estate purchases or government bonds, the new GIP gives investors two flexible pathways:

1. Investing €250,000 in an approved real estate fund
2. Donating €1 million to a Hungarian university or research institution

And honestly, compared to other EU Golden Visa programs, this is a steal. Portugal? Minimum €500,000 in real estate. Spain? Used to be €500,000 minimum, now gone. Greece? Also €500,000 now in major cities. Hungary said, no, let’s keep this at a much lower price point.

Why Hungary Over Other EU Countries?

So, why would you choose Hungary over Portugal, Spain, or Greece? Here’s where Hungary really shines:

• Lower Investment Threshold – €250,000 is significantly lower than the €500,000 minimum in most other Golden Visa countries.
• No Physical Presence Requirement – Unlike Spain and Portugal, you don’t have to live in Hungary to keep your residency.
• Fast Processing – You can get your residency in as little as 3–4 months, whereas other programs can take up to a year.
• Straightforward Path to Citizenship – After 8 years of residency, you can apply for Hungarian citizenship(which means an EU passport!).

What This Means for You

If you’re an investor looking for European residency with minimal obligations, Hungary’s Guest Investor Program is an ideal choice. You get Schengen access, long-term residency, and business opportunities without the hassle of relocation or managing real estate.

And trust us—we’ve seen people waste thousands on expensive immigration consultants when they could’ve done this with the right guidance. The key is understanding the investment options and making a strategic decision based on your long-term goals.

Coming up next, we’ll break down exactly what you need to invest in and how to get started. Because let’s face it—nobody wants to make a €250,000 mistake.

Hungarian Golden Visa Program Requirements

Alright, so now that we know why Hungary’s Guest Investor Program (GIP) is a game-changer, let’s get into the nitty-gritty—the requirements. Because let’s be real, the last thing you want is to get halfway through the process and realize you missed a key requirement. Trust us, we’ve seen it happen.

Minimum Investment Thresholds & Options

One of the biggest perks of the Hungarian Guest Investor Program? Flexibility. You’ve got two main investment routes, and both come with their own pros and cons.

Option 1: Invest €250,000 in an Approved Real Estate Fund

• What it is: Instead of buying property yourself, you invest in a government-approved real estate fund that has at least 40% exposure to Hungarian residential projects.
• Pros: No need to manage real estate, diversified investment, and hands-off approach.
• Cons: No direct property ownership, potential market fluctuations.
• How long you have to keep the investment: 5 years.

Option 2: Donate €1 Million to a Hungarian Higher Education Institution

• What it is: A non-refundable donation to a Hungarian public university or research institution.
• Pros: The fastest way to qualify, no market risks, and supports education & innovation.
• Cons: You don’t get any returns—it’s a pure donation.
• How long you have to keep the investment: No restrictions (because, well, it’s gone).

Reality check: Most investors go for the €250,000 real estate fund option because you invest in an appreciating asset. The donation route? It’s usually for those who want the fastest, hassle-free path and don’t mind parting with a million euros without returns.

Financial Requirements & Proof of Funds

Hungary is pretty straightforward when it comes to proving you’ve got the cash. Here’s what you need:

• Proof of sufficient funds – You’ll need to show bank statements or other documents proving you can make the investment without financial strain.
• Source of funds verification – They want to make sure your money comes from legitimate sources (business income, investments, inheritance, etc.).
• No outstanding debts – If you’re drowning in loans, this might be a red flag.

Background Check & Eligibility Criteria

Hungary isn’t just handing out residencies to anyone with a checkbook. They run a strict background check to keep out high-risk individuals. Here’s what could disqualify you:

• Criminal record – If you have any serious convictions, your application could be denied.
• Sanctions or legal issues – If you’re on a watchlist, that’s a hard no.
• Money laundering or fraud concerns – They dig deep into where your money comes from.
• Failure to prove legitimate income sources – If your funds aren’t traceable, you’ll run into trouble.

Pro tip: If you’re not sure whether your background will raise red flags, we at Aegir Consulting will review your case before applying.

Key Documentation You’ll Need

The Hungarian Guest Investor Program requires a fair bit of paperwork, but nothing too crazy. Here’s what you’ll need to prepare:

• Valid Passport – Must be valid for at least 12 months beyond your application date.
• Proof of Investment – A certificate from an approved fund or donation receipt.
• Certificates – Birth, employment, personal identification papers, you name it.
• Bank Statements – At least 6 months of financial records to verify you have the necessary funds.
• Clean Criminal Record – Police clearance from your home country and any other country where you’ve lived for over 6 months in the last 10 years.
• Health Insurance – Proof of medical coverage in Hungary.
• Proof of Residence (if applicable) – If you’re renting or staying in Hungary, they’ll want a local address.

Heads-up: Everything must be translated into Hungarian or English and notarized. If your paperwork isn’t in order, expect delays.

What Happens If You Don’t Meet the Requirements?

If you don’t meet the financial or legal requirements, you won’t be approved—simple as that. But the good news? You can reapply if you fix any issues.

Common reasons for rejection & how to avoid them:

1. Incomplete paperwork – Double-check all documents before submitting.
2. Issues with source of funds – Make sure all income is traceable and legal.
3. Background check problems – If you have any legal issues, consult an immigration lawyer first.
4. Low funds at the time of application – Don’t apply unless you have enough liquidity.

Our advice? Don’t rush the process and hire professionals. We’ve seen people apply too soon, get denied, and then scramble to fix things. Take your time, get your docs in order, and apply when you’re fully ready.

Guest Investor Program Details

Okay, now that we know what it takes to qualify, let’s break down how the Hungarian Guest Investor Program (GIP) actually works. Because let’s be honest—just hearing “invest €250,000 and get residency” sounds simple, but there’s more to it than that. We’ve seen people jump in without fully understanding the details and hit major roadblocks later. So let’s make sure that doesn’t happen to you.

How the Guest Investor Program Works

Hungary’s GIP is structured to be straightforward, but it still has clear rules you need to follow. Unlike some Golden Visa programs that require you to live in the country for part of the year, Hungary keeps things simple:

• Invest once, get a 10-year renewable residence permit
• No need to move to Hungary (unless you want to)
• Schengen access included
• Family members qualify under your application

This makes it one of the most flexible European residency programs available today. And the best part? If you meet all the investment requirements, your application is almost guaranteed to be approved (as long as you pass background checks and submit all required documents).

What Makes the GIP Unique?

Most investor visa programs require real estate purchases, but Hungary phased that option out in 2025 to prevent speculation and housing market inflation. Instead, the new investment fund model makes things more secure, diversified, and less of a hassle for investors.

Some major differences between Hungary’s GIP and other investor visas:

Feature	Hungary GIP	Portugal GV	Spain GV	Greece GV
Min. Investment	€250,000	€500,000	€500,000	€500,000
Real Estate Purchase	❌ No	✅ Yes	✅ Yes	✅ Yes
Investment Fund Option	✅ Yes	✅ Yes (€500K)	❌ No	❌ No
Residency Required?	❌ No	❌ No	✅ Yes (183 days)	❌ No
Schengen Access	✅ Yes	✅ Yes	✅ Yes	✅ Yes
Path to Citizenship	8 years	5 years	10 years	7 years

So, for half the investment of most other programs, you still get Schengen access, business opportunities, and a clear path to citizenship. Hungary is really making it hard to say no.

Investment Duration & Commitment Periods

Alright, let’s talk about how long your money is locked in. Hungary doesn’t just let you invest, get your residency, and pull your cash out the next day—you need to commit for a minimum of five years.

• If you choose the real estate fund route: Your investment must remain in the fund for at least 5 years before you can withdraw it.
• If you go the university donation route: Your €1M donation is non-refundable, so this is a one-time cost with no return.

If you’re looking for an option that lets you get your money back, the real estate fund is your best bet.

Eligible Real Estate Funds for Investment

If you’re going the €250,000 investment route, you won’t be buying property directly—Hungary scrapped that option in early 2025 to prevent real estate speculation. Instead, you’ll be investing in government-approved real estate funds, which come with a built-in level of security and diversification.

Here’s the deal: these funds must have at least 40% of their portfolio in Hungarian residential projects, meaning you’re still indirectly investing in the local property market, just without the hassle of managing tenants, dealing with maintenance, or navigating Hungary’s property laws. Plus, since these funds are regulated by the Hungarian National Bank (MNB), you can trust that they meet the country’s financial standards.

At the moment, two major funds are available under the Guest Investor Program:

1. SPRINT Hungary Real Estate Development and Investment Fund

This was the first fund to get the official green light under the new Guest Investor Program. It focuses on residential property development in Hungary, particularly in areas where the government wants to modernize and expand housing availability.

What makes this fund appealing? It’s managed by a seasoned investment team, has a strong track record in Hungary’s real estate sector, and is backed by regulations that ensure transparency for foreign investors.

2. Gránit Asset Management’s Gravitas Hungary Real Estate Fund

This fund was officially approved in January 2025, making it the second eligible investment fund under the program. Unlike SPRINT, which is focused mostly on housing development, Gravitas Hungary invests in a mix of residential and commercial projects in high-demand areas like Budapest.

It was specifically created to cater to Guest Investor Program applicants, meaning its structure, compliance, and investment terms were built around meeting residency requirements. If you’re looking for a fund that’s already tailored to foreign investors, this could be a solid choice.

How the Investment Works

Once you decide which fund suits your goals, the process is simple:

1. Pick an approved fund and commit €250,000 (minimum).
2. Hold the investment for at least five years—early withdrawals could jeopardize your residency status.
3. Receive an official investment certificate, proving your participation.
4. After five years, you can withdraw, reinvest, or shift your capital into another asset.

The biggest advantage? You don’t have to worry about managing physical real estate—no property taxes, no landlord headaches, no market fluctuations affecting your individual property value. It’s a passive investment that still meets residency requirements.

For those who want a more structured, lower-risk way to invest in Hungarian real estate, these funds provide an accessible and fully compliant path to securing your long-term EU residency.

Benefits Specific to the Guest Investor Program

So why are investors choosing Hungary over other European investment visa programs? Let’s break down the unique benefits:

1. Family Inclusion

When you get your residence permit through the GIP, your family comes along for the ride—without any extra investments. This includes:

• Your spouse
• Your dependent children under 18 (sometimes even older if they’re still financially dependent)

No extra money, no extra requirements—just one single application for the whole family.

2. No Residency Requirement

A lot of other investment residency programs require you to live in the country for part of the year. Hungary? Nope. You can live anywhere in the world and still keep your Hungarian residency.

This is huge for people who want a Plan B for the future but don’t want to commit to moving to Europe full-time.

3. Fast-Track Processing

If you’ve ever dealt with immigration bureaucracy, you know how painfully slow things can be. The good news? Hungary’s GIP is one of the fastest:

• Guest Investor Visa issued in 6-8 weeks
• Residency permit approval in 3-4 months

Compared to Portugal and Spain, where it can take over a year, Hungary’s process is lightning-fast. With Hungarian relocation, we also prepare our clients a personalised roadmap based on the type of residency and country of origin to ensure transparent timelines.

4. No Language Requirement

Unlike some other EU residency programs, you don’t have to learn Hungarian to qualify. You can apply, invest, and get residency without ever speaking a word of Hungarian (though let’s be real—learning a few words will make life easier if you plan to visit).

5. Path to Permanent Residency & Citizenship

One of the biggest long-term perks of the GIP? It sets you up for full EU citizenship.

After 8 years of Hungarian residency, you can apply for Hungarian citizenship—which means:

• An EU passport for life
• Visa-free travel to 180+ countries
• The right to live and work anywhere in the EU

Compared to Spain (10 years) or Greece (7 years), Hungary’s 8-year path to citizenship is very competitive.

Application Process and Timeline

So, you’ve decided that Hungary’s Guest Investor Program is the right move for you—awesome! But what now? How do you actually apply? What are the steps, and how long does it take?

Let’s walk through the entire application process, from choosing your investment to receiving your Hungarian residence permit.

Step 1: Choose Your Investment Option

Before you even start filling out forms, you need to decide how you’ll invest. Hungary gives you two options:

1. Invest €250,000 in an approved real estate fund (which you can withdraw after 5 years).
2. Donate €1 million to a Hungarian university or research institution (this is a non-refundable donation).

Most people go for the €250,000 real estate fund since you can get your money back, but the €1M donation is the fastest and easiest route if you don’t mind losing the money.

Step 2: Gather Your Required Documents

Said it a thousand times, but we can’t stress enough. Ensure everything is notarized, translated into Hungarian or English, and certified where necessary.

• Valid Passport – Must be valid for at least 12 months after your application date.
• Proof of Investment – If you’re going with the real estate fund option, you’ll need certificates showing your investment. If you’re donating, you’ll need a confirmation letter from the university or institution.
• Bank Statements – You need at least 6 months of financial records to prove you can afford the investment.
• Clean Criminal Record – A police clearance certificate from your home country (and any country where you’ve lived for over 6 months in the last 10 years).
• Health Insurance – You need proof of medical coverage that works in Hungary.
• Proof of Address – If you plan to live in Hungary, they’ll want to see a rental agreement or property ownership document.

Step 3: Submit Your Application for a Guest Investor Visa

Now that your documents are ready, it’s time to submit your initial visa application. This is done at a Hungarian embassy or consulate in your home country —however you shall only due this through trusted advisor firms.

• Processing time: 6-8 weeks
• What happens next: If approved, you’ll receive a D type Visa, granting you to come to Hungary and finalize your investment, resulting in a Guest Investor Visa

Step 4: Travel to Hungary & Finalize Your Investment

Once you have your Guest Investor Visa, you need to travel to Hungary within 3 months and complete your investment.

• If you’re investing in a real estate fund, you’ll need to transfer your €250,000 and get the necessary documentation.
• If you’re donating €1 million, the money must be transferred to the university or research institution.

Double-check that your investment is processed correctly—any issues with documentation can cause delays in your residence permit approval.

Step 5: Apply for the Guest Investor Residence Permit

Once your investment is completed, you can apply for your official residence permit. This can be done online through Hungary’s Enter Hungary platform or in person at the National Directorate for Aliens Policing (OIF).

• Processing time: 3-4 months
• What happens next: If everything is in order, you’ll be issued a 10-year Hungarian residence permit.

Don’t forget: Your family members can also apply under the same program without extra investment!

Step 6: Receive Your Residence Permit & Enjoy Schengen Access

Congratulations! Once your application is approved, you’ll receive your Hungarian residence permit, which grants you:

• 10-year residency (renewable for another 10 years!)
• Visa-free travel in the Schengen Zone
• The ability to live & work in Hungary

Step 7: Renewing Your Residency (After 10 Years)

Hungary makes renewals incredibly easy. After 10 years, you simply need to reapply for another 10-year permit—no extra investments required.

• Processing time: 2-3 months
• Documents needed: Updated passport, proof of residence, and confirmation that you still meet the requirements.

Step 8: Applying for Permanent Residency & Citizenship

Here’s the big question: Can you get Hungarian citizenship through this program?

Yes, but it takes time:

• After 3 years – You can apply for permanent residency (no more renewals needed).
• After 8 years – You can apply for Hungarian citizenship (which means an EU passport!).

Hungary’s 8-year citizenship path is faster than Spain’s (10 years) and on par with Greece (7 years).

Final Thoughts

Hungary’s Guest Investor Program is one of the fastest and most flexible residency-by-investment options in Europe. With no residency requirements, Schengen access, and a clear path to EU citizenship, it’s an amazing Plan B for investors looking for long-term security in Europe.

If you’re ready to apply, make sure you have all your documents in order, choose the right investment route, and follow each step carefully. With proper planning, you could have Hungarian residency within 6 months—and an EU passport within 8 years.

Legal Requirements and Compliance

Navigating the legal landscape of any investment immigration program is crucial. Hungary’s Guest Investor Program is relatively straightforward, but like any government-backed initiative, it comes with specific compliance rules that must be followed. Understanding these regulations is key to ensuring a smooth application process and avoiding potential roadblocks.

Due Diligence and Background Checks

Before approving any investor for residency, Hungarian authorities conduct strict due diligence checks. This process ensures that applicants meet legal and financial transparency requirements. The government wants to prevent financial crimes such as money laundering, fraud, or tax evasion from entering the country’s economy.

Anti-Money Laundering Regulations

Hungary adheres to European Union Anti-Money Laundering (AML) regulations, meaning all financial transactions linked to the Guest Investor Program must comply with strict financial monitoring. The government collaborates with international financial bodies to ensure no illicit funds enter the program.

Key AML requirements include:

• Proof of funds transfer from a legitimate and traceable source.
• Transactions must go through approved financial institutions in Hungary.
• Any attempt to circumvent AML laws—such as structuring payments to avoid detection—will result in immediate rejection of the application.

Investment Maintenance Requirements

If you opt for the €250,000 real estate fund investment, your funds must remain in the approved investment vehicle for at least five years. Attempting to withdraw, transfer, or alter the investment during this period could result in the cancellation of your residence permit.

For those choosing the €1 million university donation, no further maintenance is required since the contribution is non-refundable. However, it is recommended to retain all official receipts and records of the donation in case they are requested during a residency renewal.

Reporting Obligations for Investors

After obtaining residency, investors must stay compliant with Hungarian laws to maintain their legal status. This includes:

• Keeping all contact and address details updated with Hungarian immigration authorities.
• Filing any required tax documents if engaging in business activities within Hungary.
• Informing authorities of any major changes in financial status that could affect the investment.

Although Hungary does not require physical residence for permit holders, failing to meet basic legal and financial obligations can still lead to revocation of residency.

Renewal and Compliance Audits

While the Guest Investor Program offers a 10-year residence permit, renewal is not automatic. Investors must demonstrate that they have fulfilled all program requirements and remain in good legal standing. Hungarian authorities may conduct random compliance audits to verify that investments are still in place and that applicants continue to meet program criteria.

Common renewal requirements include:

• Proof that the real estate fund investment remained untouched for five years.
• Updated criminal record clearance from all relevant jurisdictions.
• Proof of ongoing financial stability, ensuring the applicant is not financially dependent on the state.

Consequences of Non-Compliance

Failing to comply with Hungarian laws can result in loss of residency status. Common compliance violations include:

• Attempting to liquidate or transfer investment funds before the required period.
• Providing false or misleading financial records.
• Engaging in illegal business activities in Hungary.
• Failing to renew residency on time, leading to expiration and requiring reapplication.

Hungarian immigration authorities are highly vigilant about investment residency compliance. Applicants should maintain clear financial records, ensure timely renewals, and follow all program rules to avoid unnecessary complications.

Living in Hungary as an Investment Resident

Deciding to invest in a residency program is one thing, but actually living in Hungary—or at least understanding what life is like there—is another story. Whether you plan to spend a few months a year in Budapest or simply want to know what to expect if you relocate, it’s worth looking into the quality of life, cost of living, business climate, and cultural adaptation.

Hungary, and especially Budapest, has gained a reputation for being one of the most affordable yet vibrant places in Europe. The country is a growing hub for business, innovation, and tourism, making it an attractive destination for those looking to establish a long-term presence in Europe.

Quality of Life in Hungary

Hungary offers a high standard of living at a relatively low cost, particularly when compared to Western European countries. Budapest, the capital, has become a favorite among expats, digital nomads, and business investors due to its combination of modern infrastructure, rich history, and dynamic economy.

Some advantages of living in Hungary include:

• Excellent public transport – Budapest’s metro, tram, and bus systems make commuting easy and cheap.
• World-class healthcare – Both public and private healthcare options are available, with private hospitals offering shorter wait times and high-quality care.
• Rich cultural scene – From thermal baths and historic castles to a thriving music and art scene, Hungary has no shortage of cultural experiences.
• Diverse expat community – Investors from China, Russia, the Middle East, and the US have been settling in Hungary, making it an increasingly international destination.

Cost of Living

Compared to most EU capitals, Budapest is significantly cheaper, making it a great place to maximize your investment while enjoying a comfortable lifestyle. Here’s a general breakdown of monthly living costs in Budapest:

Expense	Average Cost (EUR)
Rent (1-bedroom apartment, city center)	from €700 – €1,200
Rent (1-bedroom apartment, outside city center)	from €450 – €700
Utilities (electricity, heating, cooling, water, internet)	€150 – €250
Public Transport (monthly pass)	€30 – €50
Groceries (monthly, per person)	€250 – €400
Dining Out (mid-range restaurant, 3-course meal)	€25 – €40

Living outside Budapest is even cheaper, with rental prices dropping significantly in cities like Debrecen, Szeged, and Pécs.

Business Opportunities and Economic Climate

For those considering Hungary as a business base, the country has one of the most competitive tax systems in Europe. The corporate tax rate is just 9%, making it the lowest in the EU. This, combined with a strategic location in Central Europe, has led to an increase in foreign entrepreneurs setting up businesses in Hungary.

Key business advantages:

• 9% corporate tax rate – Lowest in Europe, attractive for business owners.
• Fast company registration – A Hungarian company can be set up in as little as 4–5 days.
• EU single market access – Doing business in Hungary means easy access to the entire EU market.
• Skilled workforce – Hungary has a highly educated workforce, especially in engineering, IT, and finance.

Cultural Integration and Language

While Hungarian is one of the hardest languages to learn, many businesses, universities, and government offices operate in English, especially in Budapest. However, knowing a few Hungarian phrases can be helpful when dealing with local businesses or government institutions.

Hungarians are generally welcoming, but they also value traditions and cultural etiquette. A few things to keep in mind:

• Punctuality is important – Being late is considered disrespectful, especially in business settings.
• Personal space matters – While friendly, Hungarians tend to keep formal boundaries until a relationship is established.
• Food culture is big – Meals are often social events, and local cuisine (like goulash, chimney cake, and paprika-heavy dishes) is central to Hungarian identity.

Healthcare and Education

Hungary’s healthcare system is well-developed, and as a resident, you can access both public and private healthcare options. Private hospitals are often preferred by expats due to shorter wait times and English-speaking doctors.

For families, Hungary has a range of international schools that follow British, American, and IB curricula, making it a great place for investors with children. Some top options include:

• The British International School Budapest
• The American International School of Budapest
• Budapest British International Academy

Conclusion

Hungary’s Guest Investor Program is one of the most affordable and flexible residency options in Europe, offering Schengen access, business-friendly policies, and a clear path to citizenship. With a €250,000 real estate fund investment or a €1 million donation, investors can secure a 10-year renewable residence permit—without any mandatory stay requirements.

This program is ideal for global investors, business owners, and families seeking long-term European residency with minimal obligations. If you’re looking for a secure, low-cost way to establish a presence in the EU, Hungary offers one of the best deals available today.

If you’re ready to take the next step, now is the time to act. Policy changes can happen, and early applicants often benefit from faster processing and fewer restrictions. Start planning your investment today and unlock your gateway to European residency.